What is ‘Girl Math’? Is It Just Another Social Media Trend or Logical Financial Advice?

Some time ago, ‘girl money’ was a trend many girls followed on social media. Well, that era is over; ‘girl math’ is the latest trend on social media. You’ve probably seen girls use the phrase as a caption about a financial undertaking on social media. So, what does this phrase mean? This article will explore the meaning of the trend and highlight the most common examples.

Where did ‘girl math’ start from, and what does it mean?

The trend probably started from a radio segment of the same name, where hosts justify different callers’ spending. Hosted on a morning show by a New Zealand-based radio station, the girl math segment is popularly relatable.

Courtesy: Yahoo

The trend reached TikTok when a real estate developer and content creator, Samantha Jane, shared the concept in a video. The trend lightheartedly highlights girls’ financial habits and their thought processes.

Making a profit without selling anything

One of the most common examples of the ‘girl math’ trend is the idea of making a profit without selling anything. This example justifies buying items under a circumstance. Now, what’s the circumstance?

Courtesy: Freepik

Sales! In the world of ‘girl math,’ buying something on sale implies making a profit. This means that if you spend $50 on an item that originally costs $100, you’ve made a profit of $50. That $50 will buy you other things!

Working out is a way of saving money

Another interesting ‘girl math’ example is that working out is cheaper than paying for therapy. We love this example since working out helps us sort out our feelings and makes us feel better. So, what’s the logic behind it?

Courtesy: Freepik

A workout session’s average cost is $40, while a therapy session costs around $140. So, if you can work out twice and feel better about yourself, why spend more on therapy? Besides, you get to take pictures in your workout gear.

Although you’re paying for it, it’s free

Another hilarious example in the ‘girl math’ world is that certain purchases are to be regarded as free. So you could walk into a store and get different items without feeling like you spent anything.

Courtesy: TikTok

The simple logic is this: anything under $5 is free. So you don’t have to sulk over buying $3 items at a store because it’s free. Since it’s so cheap, an item below $5 is considered free. Makes sense, doesn’t it? Until it adds up, that is.

Spending on skincare and accessories is an investment

Girls spend so much on enhancing their appearance, making them overthink every single expense. Well, this example is a way of saving ladies from themselves. It explains that when you spend on shoes or body oil, you’re investing your money.

Courtesy: Freepik

Here is how it works: if you buy a $75 pair of heels and you wear it 25 times, that’s just $3 per wear. Similarly, you don’t have to feel bad about spending $150 on a skincare product since you’ll use it several times.

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